Price Advantage
How do employers gain price advantages with
insurance carriers? It's no secret: big companies have more clout.
Small businesses and mid-sized companies don't carry as much
weight. Unless they work with Digital. We specialize in this market
- and we attract a lot of customers. Collectively, the volume of
business from the companies we represent wields significant power.
Digital levels the playing field for you and your employees.
We work with several hundred insurance companies across the
nation with complete access to all products sold through
traditional agents and brokers. In addition, Digital offers a wide
array of exclusive, proprietary products.
What does this mean for you? Preferred pricing, underwriting
flexibility in many markets and enhanced benefit levels on some
product lines with key carriers. While regulatory restrictions
limit rate concessions for most businesses on health insurance
premiums, Digital has access to more options to help you select a
plan that fits your budget and meets your employee contribution
guidelines. Our consultants provide creative solutions, such as
high deductible health plans, health savings accounts and tax
advantage options, to provide further savings. In addition, thanks
to Digital's scale, insurers work with us to develop preferred
services and dedicated resources that improve efficiency, save time
and reduce expenses.
And that's not all. With Digital, supplemental benefits, such as
dental, life, disability, long-term care and much more, are
available at rates similar to what the big guys pay. You can supply
or subsidize this coverage, or employees can choose to purchase
these desirable, affordable options. The advantage: your business
becomes more competitive by attracting and retaining talented
individuals who may be drawn to appealing benefits offered by
larger companies.
