Products
More products, more carriers and often at
better price points. This is the product advantage Digital offers
to you and your family. Thanks to the volume of business we have
accumulated by working with small businesses, mid-sized companies
and individuals nationwide, Digital has more negotiating power with
insurance carriers than your local broker. We work with several
hundred companies across the country and have complete access to
all products sold through traditional agents.
Insurance provides financial protection to you and your family,
offsetting expenses related to illness, disease, accident and
disability or taking care of your beneficiaries in the event of
your death. Below are the types of individual and family products
available through our company, along with some reasons you might
want to consider obtaining this type of protection.
Basic Product Offerings
- Medical insurance provides protection against costly health
care expenses
- High Deductible Health Plans (HDHP) with Health Savings
Accounts (HSA) provides health care coverage, reduces premiums
expenses and reduces taxes
- Medigap (Medicare Supplement) plans fill "gaps" Medicare
coverage
- Medicare Advantage plans provide Medicare coverage through a
private insurance carrier
- Dental insurance offsets the cost of dental care
- Long-Term Care insurance pays for services related to home care
or assisted living, which are not covered by medical insurance
- Disability insurance offers income if you become disabled
- Whole Life/Term Life
Additional Products
Once you meet diagnosis criteria, some
policies provide cash for expenses medical insurance doesn't cover,
such as transportation, in-home care, deductibles, co-pays, etc.;
accidental death and life policies offer benefits to your
beneficiaries.
- Accidental Death
- Supplemental Accident Benefit
