Who We Serve

Products

More products, more carriers and often at better price points. And even a selection of proprietary insurance options you won't find anywhere else. This is the product advantage Digital offers to customers - regardless of how many people your company employs.

Thanks to the aggregate volume of our business, Digital has influence with insurance carriers. We work with several hundred companies nationwide with complete access to all products sold through traditional agents and brokers.

What does this mean for you? Preferred pricing, underwriting flexibility in many markets and enhanced benefit levels on some product lines with key carriers. While regulatory restrictions limit rate concessions to employers on health insurance premiums, Digital has access to more options to help you select a plan that fits your budget and meets your employee contribution guidelines. Our consultants provide creative solutions, such as high deductible health plans, health savings accounts and tax advantage options, to further provide savings. In addition, thanks to Digital's scale, insurers work with us to develop preferred services and dedicated resources that improve efficiency, save time and reduce expenses.

With Digital, dental, life, disability, long-term care policies and much more are available at rates similar to what the big guys pay. You can supply or subsidize this coverage, or employees can choose to purchase these desirable, affordable options, plus other voluntary benefits.

Basic Products

  • Medical
  • Dental
  • Vision
  • Long-Term Care
  • Long- and Short-Term Disability
  • Whole Life / Term Life

Proprietary Solutions

Digital's size and marketplace clout mean carriers work with us to design plans and benefits you won't find elsewhere. Examples include special benefits packages, premium discounts on several product lines and guaranteed rates for multiple years, as well as higher coverage limits for life, dental and disability products. You gain buying power because your business joins forces with thousands of other Digital customers.

Voluntary Products

You can offer employees affordable coverage at group rates for policies covering:

  • Dental
  • Vision
  • Long-Term Care
  • Long- and Short-Term Disability
  • Whole Life / Term Life
  • Accidental Death
  • Supplemental Accident Benefit

Tax Advantage Solutions

Ask us about beneficial programs that can reduce tax liability for your business and employees:

  • High Deductible Health Plans (HDHP) with Health Savings Accounts (HSA)
  • Flexible Spending Accounts (FSA)
  • Dependent Care Accounts (DCA)
  • Health Reimbursement Arrangements (HRA/105)
  • Premium Only Plans (POP)
  • Transit Plans (132)