Employers Overview
Many business owners claim that finding affordable health insurance
for employees is one of their biggest concerns. Increasing numbers
are reducing or dropping coverage, making it difficult to attract
and retain top talent. Confusion surrounding health care reform
presents another layer of complexity.
Digital Insurance helps simplify the health care journey. We are
the nation's leading employee benefits agency specializing in
insurance for small businesses and mid-sized companies. Our
national footprint, technology, resources and benefits expertise
help customers control costs by leveling the playing field for
employers and employees. You'll experience the same advantages
large organizations receive.
Creative Benefits Solutions
More products, more carriers and often at better price points. And
even a selection of proprietary insurance options you won't find
anywhere else. Yet it's the additional services we provide at no
charge that our customers appreciate. In addition to strategic
planning throughout the year, our Benefits Resource Center - ideal
for businesses with no or minimal HR staff - delivers reliable,
practical tools and state-specific information to address many of
your HR needs 24/7. Digital's Customer Advocate Center is a huge
time-saver for you, with representatives to answer employees'
questions about claims, billing, plan eligibility, provider
networks and more. Another asset: employee access to numerous tools
on our Wellness Management Center, encouraging healthy lifestyles
that lead to lower insurance premiums. Behind the scenes, Digital
has robust support teams dedicated to your business and improving
our service to you.
Technological Efficiencies
As in every regulated industry, federal and state insurance laws
change frequently. Carriers offer different benefit levels and plan
features, adding many variables to the mix. Digital has invested in
sophisticated technology that harnesses massive amounts of
real-time information to eliminate confusion and enhance efficiency
for our customers. Whether you have one employee or 1,000, we can
advise you about topics ranging from compliance, to carrier options
in your market, to consumer ratings. One, integrated system manages
all regulatory, carrier, customer and licensing data. Working with
Digital takes the guesswork out of decision-making. You receive the
facts you need quickly, packaged in a way that makes sense to you
and your employees.
Benefits Consultants Licensed to Support Every State
Digital has benefits consultants licensed to work in every state.
No matter where you are located in the U.S. - or in how many
different states you operate - we can support you. They stay
abreast of the changing landscape and have the expertise to guide
you through difficult decisions.