Who We Serve

Services

Digital Insurance offers big solutions to small businesses and mid-sized companies. Because we specialize in this area, we have developed tools and resources that enable us to deliver premium services to employers, regardless of their size.

This combination of elements is unmatched in the marketplace; often traditional brokers and agencies can't afford to duplicate these distinctive benefits. Take a look at the suite of services your customers receive at no extra charge:

Strategic Planning

During regular touch points throughout the year, we discuss with your clients:

  • Business: What has changed and what the future holds, plus staffing, turnover, the quality of employees you attract and how to remain competitive.
  • Current benefits portfolio: What you and your employees like and don't like, as well as affordability.
  • Industry issues: Legislative updates, carrier news and product updates.
    If you're considering changing plans, we'll talk about other carriers operating in your market and their national accreditation scores.
  • Service: Your experiences, how many interactions we've had with your employees and our turnaround time.
  • Renewal planning: Your budget, plan expenses and what you might want to modify or augment.
  • Action plan: What happens next and when.

Most traditional brokers want to spend more time with their customers, but reality dictates that your smallest accounts cannot be your top priority.

Customer Advocate Center

Our Customer Advocates are available to your customers' employees every business day to answer questions about claims, billing, plan eligibility, provider networks, plan design features and pharmacy issues. You don't have to troubleshoot - we do that for you. Digital has an entire team devoted to these endeavors.

Benefits Resource Center

Ideal for businesses with minimal HR staff, this robust online resource delivers reliable, practical tools and state-specific information to address many of your clients' HR needs 24/7.

  • Time Savers: Downloadable job descriptions, policies, employee handbook templates, hundreds of training tools (on topics such as safety and sexual harassment) and much more
  • State HR Compliance Library: Plain-English analysis of key HR topics for each state
  • Job Description Manager: Valuable tool to develop and manage job descriptions
  • Salary Data: Salaries for more than 2,400 jobs by state
  • Ask The Expert: Answers to questions from an attorney or HR professional within 24 hours

Wellness Management Center

A healthier workforce creates more productive employees and leads to lower insurance premiums. The Wellness Management Center guides employees and their families to become better health care consumers and engage in healthier lifestyles with a diverse array of information and interactive tools. Key features include a health risk assessment, health education lessons, health logs and trackers, wellness calculators and self-care resources.

Additional Services

  • COBRA Assistance
  • HIPAA Compliance
  • Total Compensation Reports