Digital Insurance Expands its Services

OnlineBenefits and Digital Insurance team up to provide small businesses access to Benergy

UNIONDALE, NY (February 10, 2003) — OnlineBenefits, Inc., provider of Internet-based HR solutions, announced today that it has entered into a long-term strategic partnership with Digital Insurance to distribute Benergy™ as an employee communication solution for its clients.

Digital Insurance is an employee benefits service center that partners with traditional benefits brokers to handle the day-to-day account management and renewal processing of their small business clients. With the Benergy communications platform, Digital Insurance is able to fill the need for employee education and support, which is often an economic challenge for small businesses.

This joint venture represents a tangible step forward in Digital Insurance`s goal to redefine best-in-breed customer service in a market segment often overlooked when it comes to investment and innovation. Benergy™ has and continues to provide significant returns for hundreds of mid-market retail brokerage firms around the country. Through this partnership with Digital Insurance, Benergy™ will mark its entry into the small employer segment.

“This new channel into the small employer segment is particularly exciting because of Digital Insurance`s unique approach to outsourcing combined with its growing momentum in the broker community,” said Alan Cohen, CEO, OnlineBenefits, Inc. “Our historical challenge was how to reach these smaller employers and make the process simple and cost-effective. Thanks to Digital Insurance, that challenge has been effectively addressed.”

“Agencies across the country are finding it increasingly difficult to efficiently manage their smallest customers, let alone expand services to this client base,” said Mike Sullivan, Executive Vice President and Chief Marketing Officer of Digital Insurance. “We will continue to invest in people, processes and technology to expand our service capability and, by proxy, that of our broker partners. Benergy helps expand the suite of services we provide our clients.”

Benergy is a powerful Internet-based benefits communication portal. It provides companies with an exceptionally quick and easy way to bring information online. It compiles the most critical elements that people need to be informed, empowered benefit consumers. Benergy therefore becomes the first stop on any benefits journey. Brokers that partner with Digital Insurance will have access to this unique capability to drive a truly differentiated service capability to an expanded segment of their valued customer base.

About Digital Insurance

Digital Insurance is the nation’s fastest-growing employee benefits agency, representing the largest market share of small group insurance business. Digital partners with brokers, agents and financial services companies to manage or acquire their small group customer base, delivering improved profitability and efficiencies, as well as flexibility to concentrate on other business. Through its INcompass^SM suite of services, small employers gain access to superior resources, insurance services and an enhanced customer experience typically only available to large companies. Digital simplifies the benefits management process, improves communication and provides access to an unparalleled range of products and services. The Inc. 5,000 list recognizes Digital Insurance among the country’s top fastest-growing private insurance firms. For more information, visit www.digitalinsurance.com.