To sell or not to sell?

That is the question many independent agents like you are asking themselves these days. Consolidation and changing insurance industry dynamics have made it challenging for small agencies and independents to thrive - particularly those specializing in small group benefits. Even those who are presently doing well have concerns about the long-term vitality of their business. At the same time, many agents are nearing retirement age. In this environment, how can proprietors devise exit strategies to gain maximum value while protecting their customers?

Digital can provide you and your client:

• Flexible and competitive compensation plans
• Expertise in small group
• Experience in agent partnerships and acquisitions

Looking to Retire?

You have successfully built an agency, but it is time to move on. Partner with us, so you can enjoy your retirement. At Digital, we offer:

• Top dollar for your agency.
• Flexible payment options to best suit your needs.
• Experience in agency acquisition which makes it easy for you and your clients.
• Top quality service for your customers with our INcompass® service model.
• A reputable, financially sound organization with cutting edge technology. However, we realize this is still a relationship based business.

Looking to sell more and service less?

Are you tired of the service requirements demanded by employee benefits? Many agents entered the business because they enjoyed the personal relationships and selling aspect of insurance. In today’s environment selling employee benefits doesn’t stop when the policy is in-force. As a broker you are the conduit between your client, your client’s employees and the insurance company. This responsibility has become more difficult and time consuming, and you now find yourself servicing more then selling. Should you hire someone? How will that affect your bottom line? Consider partnering or selling a portion of your employee benefit block to Digital.

• Small Group employee benefits is what we know.
• We are the number one distributor and servicer of Small Group in the country. We have 15,000 small businesses, representing 300,000 members, under service today.
• We will handle the servicing, so you can spend more time selling.

Are you looking for a trusted partner to whom you can transition your business over time?

Maybe you aren’t quite ready to sell and leave the business. However, you realize you need to begin thinking of an exit plan and more importantly who you partner with to execute that plan. Consider Digital as a partner for you and your customers. We are the number one small group servicer in the country and offer:

• Experience in agency acquisition which makes it easy for you and your clients.
• The INcompass service model – providing the smallest customers with large company benefits
• A vested interest in the success of your agency now and in the future
• Creative partnering strategies to meet your goals.

Are Employee Benefits preventing the rest of your agency from flourishing?

Your agency isn’t built to service small group. You don’t make as much money in small group as you do other lines of coverage. Contact Digital to discuss a partnership or acquisition to maximize the value of your employee benefits business. We offer:

• Experience in purchasing Employee Benefit blocks of business
• The expertise from the 125+ partnerships we have in place today
• Top quality service for your customers with our INcompass service model
• A vested interest in the success of your agency now and in the future
• Creative partnering strategies to meet your goals.

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